The United States Permanent Dividend Fund: Section V

The United States Permanent Dividend Fund is a proposed dividend paid to United States citizens, and is designed to promote the procreation of life, the extending of lifespan, and improving of the quality of life. The State of Alaska has a similar plan, and is the only state that does; some businesses also have a dividend structure that is shared with investors. All branches of government; at all levels, including businesses, and nonprofits are encouraged to follow the examples set forth in this analysis. United States citizen recipients of this fund will receive monthly payments beginning at life, which is determined by a licensed general practitioner. We all have a vested interest in growth, in that, a larger, healthier, and long-lived population is in our best interest. We will be shifting power from the government and corporate america back to the people, and thus, wealth is generated for the people, and by the people. While at the same time, the American Dream will not only thrive, it will spread across the globe, and into the cosmos. The three branches of government will be charged with keeping that dream alive within the context of what the founding fathers outlined.

The fund is based on a three-tiered payment tree; paid monthly: [1] The unborn, and people with birthdays falling on or between the first and the tenth will be paid on the second Wednesday. [2] People with birthdays falling on or between the eleventh and the twentieth will be paid on the third Wednesday. [3] People with birthdays falling on or between the twenty-first and the thirty-first will be paid on the fourth Wednesday. Protected people will receive a court-appointed; unbiased, and neutral third-party conservator. The conservator serves and protects the people at all levels. The protected people in the context here are those people that need protection, and those people that are deemed a threat to society. These appointees are highly qualified individuals who manage another person's finances, and personal affairs. Conservators, depending on the extent of the contract, can limit just about any matter. In many cases, and once appointed, the court-appointed guardian will direct medical care, make placement decisions, focus primarily on care, and be required to file an annual report with the court. In this case, the conservator can better focus on finances and assets. The guardian is usually a family member, but can be anyone.

Because the United States constitution states that the legal voting age is eighteen years of age or older, and until it states otherwise, eligibility as an adult without need of a court-appointed conservator begins on the recipients eighteenth birthday, and ends at their time of death, at the time they are unable to care for themselves, or generate wealth. Voting is a patriotic duty, so voting is a prerequisite to eligibility; to reiterate, recipients of the fund are required to vote, and this requirement also applies to some protected people. Protected people who are medically unfit to vote or who are not of legal voting age are exempt. The fund is designed to lift people; providing the means of generating a passive income. A passive income is regular earnings from a source or sources as opposed to being employed or contracted. Protected people include women and their unborn children, postpartum and breast feeding women for up to twelve weeks, children seventeen years or younger, the impoverished, the imprisoned including people on parole/probation, seniors who cannot otherwise care for themselves, people who do not generate a profit, or people who are guilty of profiteering.

According to the United States Census Bureau, the poverty threshold of an individual is estimated to be approximately $13,788.00. Poverty thresholds are ever changing, and based on a huge array of environmental factors, and under this plan, there will be absolutely no reason why poverty exists for very long at all. Poverty thresholds are a prerequisite in determining eligibility, since the available funds are designed to lift a person until they can lift themselves. Impoverished people may meet the criterion of a protected person, and thus, will receive a court-appointed conservator, and/or guardian. Prerequisites for those that are not protected, and who are able bodied protected, are that they must vote as stated before; able bodied protected people must also vote. They must also possess a business plan, and Employer Identification Number (EIN). The fund is the byproduct of generating wealth, so naturally the fund is utilized in generating wealth or passive incomes. For emphasis, $0.15 of every dollar exchanging hands will go to the fund, and for this reason we encourage business at all levels. Under this plan, it is the seller that incurs the 15% charge, which is the price of doing business with the United States.

Because this fund is a byproduct of doing business within the United States and abroad, it is then paramount that those funds being utilized are, in fact, generating wealth for all of its citizens. Let us consider the following three factors: The estimated 2021 retail sales of $6.6-trillion, the estimated 2021 population of 331,893,745, and the basis of this plan, which is 15% of all sell prices; this is the cost of doing business with the United States. Based on those three factors: Retail Sales, Population, and the 15% fee, each citizen would generate $297.5293763 per month. Federal revenue has increased nearly $1-trillion in 2022, and narrowly missing $5-trillion, which is based on a Gross Domestic Product (GDP) of $25.02-trillion. This is almost four times more than the estimated 2021 retail sales. The government at all levels is doing the same exact thing: State, Counties, & Cities. Our tax dollars are then utilized to extort even more money from countless entities, which also generates revenue, and yet, our governments at all levels are borrowing money to boot. This is a losing proposition; the government has proven time and time again that they lack the ability to even balance the books.

Traders of goods and services are exempt. Take rare earth elements, for example; a waiver can be applied for, which is a general exception to the rule based on supply and demand. Elements and compounds that are in short supply should have all barriers removed even to the extent that subsidies are created. This is so entities can offer a higher premium to ensure that their demand is met. Alternatively, entities could make a trade with the same effect. If China trades rare earth elements for oil, there is no fee, because there was not a point of sale. In this example, China is the seller of rare earth elements, which may have otherwise included a 15% tariff without a waiver. Gold miners are no stranger to this practice; a gold miner often trades gold for materials, and equipment. All traders are exempt; this includes traders of stocks, and related assets. However, and traditionally, a 15% fee will be assessed for withdrawing funds from any financial institution; win, lose or draw. This is comparable to a 10% penalty for withdrawing funds early from a 401(k). Financial institutions will compete for business like everyone else. Pawn shops are another good example, because they are notorious for trade; people can pawn something for cash, or they can make a trade.

Poverty threshold adjustments are based on the age of family members, and family size. For example, the burden of raising children is placed on one or both parents within reason. Many of the same policies that protect the tax payers investment can easily be adopted. Court-appointed conservators, and applicable guardians will ensure that funds are utilized appropriately by and through the courts; as transparently as possible. The Assistant Secretary for Planning and Evaluation suggests that the poverty threshold adjusts even further while the subjects region is under consideration, and we concur. The government at all levels collects taxes to fund public services, such as, food stamps, and other sustenance and financial related programs, in which food stamps do not permit the purchase of alcohol, tobacco and some other items; that is inline with the promotion of this plan, because the fund is regulated in the extreme. Procreation, extending life, and improving the quality of life are all applicable to this fund. We collect a pre-expense royalty of 15% from all sellers at the point of sale, which is the cost of doing business with the United States. If a royalty is a payment made by one party to another for the right to use a particular asset, and the United States is an asset, then the American Republic; each and every one of us are kings and queens. The United States belongs to the people; it does not belong to the politicians.

The proposed Inflation Reduction Act of 2022, which passed the United States Senate on August 7, 2022, includes imposing a selective 15% corporate minimum tax rate for companies with higher than $1 billion of annual financial statement income – $222 billion. Our proposal is in line with 15%, and we suggest that all businesses operating within the United States should be subject to a pre-expense 15% revenue share. This means that before any expenses are deducted, 15% of revenue generated from sales should be paid to the fund. For instance, if a landlord hires a mining company to mine gold on their property, and the mining company agrees to share 15% of the mined gold with the landlord, the landlord would not be required to pay the expenses in this example. The focus of our proposal is on the payee, who is the entity receiving funds, while the payer is the person paying for goods or services. Businesses often pass on the costs of taxes, legal extortion, and other expenses to their customers, which can lead to higher prices, resulting in a ripple effect that affects the world. A pre-expense 15% revenue share is not easily passed on because, as businesses increase prices, the fee also increases.

The aforementioned example concerning trade also includes a title and deed. Title refers to the rights of ownership of a specific asset as dictated by the deed; the deed lists legal details about the property. Both the title and deed are held within a decentralized ledger. As a matter of fact, everything that exchanges hands is done so by way of a decentralized ledger. The ledger is used as a record-keeping system that maintains participants’ identities in a secure, and (pseudo-)anonymous form. Continuity, privacy, and security are all major factors. A decentralized ledger is a digital representation of the facts; not a treasure map, and can be used in a court of law. For instance, a court-appointed conservator will have access to a decentralized ledger concerning a protected person. Someone who is applying for a line of credit can share the decentralized ledger, which shows collateral. An asset has intrinsic value; a measure of what an asset is worth. However, when push comes to shove, an asset is worth about as much as someone is willing to pay. Assets appreciate, and depreciate in value, but there is nothing to tax, write off, or pass along under this plan.

Decentralized ledgers, also known as blockchain technology, are a type of digital ledger that is both public, and private. While the data on a blockchain is accessible to anyone, the identities of the participants are kept private and secure. One of the main benefits of digitizing assets and storing them on blockchain is the potential for improved transparency and efficiency. Analysts can use the data on the blockchain to identify trends and make better business decisions, without needing to rely on traditional sources of information. For example, imagine a company that wants to track the supply chain of its products from raw materials to finished goods. By utilizing blockchain technology, each transaction in the supply chain can be recorded and verified in real-time, creating a transparent and immutable record of the entire process. This allows for greater visibility and accountability, reducing the risk of fraud, errors, and disputes. In addition to transparency and efficiency, blockchain technology offers other benefits such as security and decentralization. Because the data is stored across a network of computers rather than on a central server, it is much more difficult for hackers to tamper with or corrupt the information. This distributed architecture also means that there is no single point of failure, making the system more resilient and reliable. The potential applications for blockchain technology extend far beyond just supply chain management. In industries ranging from finance to healthcare to real estate, blockchain has the potential to transform the way we do business by increasing transparency, reducing costs, and improving security. As the technology continues to evolve and mature, we can expect to see even more innovative use cases emerge, revolutionizing the way we interact with each other and the world around us.

Decentralized ledgers are both public, and private; the main difference lies in the level of access given to its users. There are two main talking points: Digital format is digitization, while at the same time, the data is accessible to anyone who cares to look, which we refer to as digitalization. Digitizing all circulating assets is stimulus in the extreme; an analyst's dream comes true. Analysts, from all walks of life beginning at adolescence, will establish trends to make better business decisions; innovating from the digitalization, so to speak. Even though the data is accessible, the particularities of the participants’ identities are secure. In that sense, data pertaining to the participants’ privacy is centralized, and secure. So we will know what is out there; intricacies included, but not know who has control of the asset unless the controller(s) care to share, or even respond. For example, centralized servers, and networks are ever changing; they shrink in size, and get more powerful. Older systems very quickly become obsolete; however, they still have intrinsic value outside of being a collectible. Especially, when considering rare earth elements. Some capacitors are manufactured with platinum group metals, which means they could contain Palladium (Pd). The saying "One person's garbage is another person's treasure" is a popular idiom that highlights the subjective nature of value. The quote implies that the value of an object is not inherent in the object itself, but rather in the perception of the individual evaluating it. Ultimately, this quote reminds us that there is no one-size-fits-all approach to value.

In closing, this text describes a proposed dividend fund for United States citizens designed to promote the procreation of life, extending lifespan, and improving the quality of life. The fund is based on a three-tiered payment system, paid monthly based on birthdays, and recipients are required to vote, possess a business plan and EIN. Protected people, including the impoverished, the imprisoned, and seniors who cannot care for themselves, will receive a court-appointed conservator or a conservator and guardian. The fund is generated by a 15% charge on every dollar exchanged with the United States, with each citizen potentially receiving a share of all the business conducted with the United States. Overall, the text presents a novel idea for promoting financial security and well-being for United States citizens, but further details and considerations will need to be addressed before implementation. This may include piloting the program parallel to the United States government. The proposed idea will be further refined and modified to ensure its successful implementation and maximum impact.